DRAFT. This document has not yet been reviewed by legal counsel and is not in effect. Placeholders in [BRACKETS] are unfilled. Do not rely on this text.

SCPC Terms of Service — DRAFT FOR ATTORNEY REVIEW

STATUS: DRAFT. Not yet reviewed by counsel. Do not publish or accept users
against this text until a licensed attorney has reviewed it. Placeholders:
Cardrama, LLC, FL, admin@cardrama.gg, [EFFECTIVE_DATE].

Effective date: [EFFECTIVE_DATE]

These Terms govern your use of the SCPC applications (Windows desktop and

mobile companion) and related services ("the Service"), operated by

Cardrama, LLC ("we," "us").

1. The Service

SCPC helps you catalog sports cards, get AI-assisted identification and price

estimates, and create and manage eBay listings. Price estimates are

informational signals, not appraisals, offers, or financial advice; you are

solely responsible for your pricing and selling decisions.

2. Your account

You must provide accurate information and keep your credentials secure. You

are responsible for activity under your account. One person or business per

account unless a multi-seat plan says otherwise.

3. Your API keys (bring-your-own-key)

Certain features run on third-party AI and image services using API keys YOU

supply (e.g., Google Gemini, Anthropic, Cloudinary). You are responsible for:

(a) obtaining those keys under those providers' terms; (b) all usage and

charges those providers bill you; (c) keeping the keys valid. We store your

keys locally in your operating system's credential store; we do not transmit

your keys to our servers.

4. eBay

Listing features use eBay's APIs under your eBay account and authorization.

You are responsible for your listings' accuracy and for complying with eBay's

policies and applicable marketplace law. We are not eBay and cannot control

eBay's actions, fees, or policy changes.

5. Your content and card data

You retain ownership of your card data, images, and listings. You grant us a

license to host, process, transmit, and display that content as needed to

operate the Service (e.g., storing images, syncing between your devices).

6. Pooled, de-identified data (READ THIS SECTION)

To improve the Service — including building pricing, trend, and "hype"

models — we aggregate card-level details (such as player, set, year, serial,

condition, asking and sold prices, and timing) across accounts into a pooled

dataset AFTER removing direct account identifiers. By using the Service you

grant Cardrama, LLC a perpetual, irrevocable, royalty-free license to use,

reproduce, and create derivative works from this de-identified data, including

in aggregate statistics, reports, and features shown to other users. We will

not publish your identity or account information with this data. Features

that showcase a specific card to other users (e.g., "Notable Finds") are

OPT-IN per card and controlled by you.

[ATTORNEY: confirm sufficiency of this grant + interaction with §11 privacy.]

7. Acceptable use

No unlawful use; no attempting to access other accounts' data; no reverse

engineering except where law permits; no using the Service to create or list

counterfeit or misrepresented items; no abuse of rate limits or attempts to

disrupt the Service.

8. Fees

Current pricing is stated at purchase. Third-party costs (your AI keys, eBay

fees, Cloudinary) are yours. [ATTORNEY: add subscription/refund terms when

billing launches.]

9. Disclaimers

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. AI

identification and price estimates can be wrong; verify before you rely on

them. We do not guarantee uninterrupted service, or that estimates reflect

actual market value or sale outcomes.

10. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, Cardrama, LLC'S TOTAL LIABILITY ARISING

FROM THE SERVICE IS LIMITED TO THE AMOUNTS YOU PAID US IN THE 12 MONTHS

BEFORE THE CLAIM, AND WE ARE NOT LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL,

CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR LOST PROFITS/DATA.

[ATTORNEY: conform to FL consumer law.]

11. Privacy

Our Privacy Policy (docs/legal/PRIVACY_POLICY_DRAFT.md) explains what we

collect and how we use it, and is part of these Terms.

12. Termination

You may stop using the Service and delete your account at any time. We may

suspend or terminate accounts that violate these Terms. Sections 5–6 and

9–10 survive termination.

13. Changes

We may update these Terms; material changes will be notified in-app or by

email, and continued use after the effective date is acceptance.

14. Governing law

FL law governs, excluding conflict-of-law rules. [ATTORNEY: venue,

arbitration/class-action position — deliberate decision required.]

15. Contact

admin@cardrama.gg